Oh its that money management analytical stuff my mom used to tell me about, its finally catching up with me!!!!!!

Thank you for the excellent video. I learned about 10 important things.

@ Steve:

Duh!! I didn’t even think of Evernote!

And YEEES – your other tips rock. Especially the last one

For scanning receipts etc:
Fujitsu ScanSnap S1300 ($250) + EverNote (Free or Premium).

Scanner does back and front (auto), converts to PDF. Evernote indexes the PDFs and gives you notes, snippets etc.

For tracking I use a painfully simple excel sheet and “fuzzy math”. I round income down and expenses up.

In one column, monthly income – rough estimates is fine. In the next column monthly outgoings. Total them up and take expenses from income.

Very simple, but the idea is to have more left at the end of each month. The game is to push expenses down and income up.

To save, refi you mortgage, research home and car insurance rates (I saved $600 on home ins, plus increased coverage). Negotiate with Cable/TV for better rates etc.

For more income – see Earn1KaDay

@ Gene :

YAY!! Thank you so much! I was very unsure about this video so really appreciate your thoughts

Rachel, as expected, another superb video. The excellent content squeezed into this 17 minutes is better than “expert” books I’ve read on the subject. Great stuff.